Mortgage
Get expert guidance to find the most affordable and suitable mortgage for your new home.
Home Loans, Simplified
Securing a home loan is the most critical financial step in buying a property. The process can seem overwhelming with so many banks, different interest rates, and complicated paperwork. At Rahul Bhakta Consultancy, our goal is to bring clarity and confidence to your financing journey.
We work for you, not the banks. We assess your financial profile and help you navigate the lending market to find a loan that fits your budget and helps you achieve your goals faster.
Our Mortgage Services
We provide end-to-end assistance for a variety of home financing needs
Home Purchase Loans
For buying a new or resale property. We guide you from application to disbursement.
Loan Against Property (LAP)
Helping you unlock the value of your existing property to meet other financial needs, such as business expansion or education.
Home Loan Balance Transfer & Top-Up
If you have an existing home loan, we can help you transfer it to another bank for a lower interest rate and even get additional funds (top-up) if needed.
Pre-Approval Assistance
We help you get "pre-approved" for a loan before you even start looking for a home. This gives you a clear budget and makes you a stronger buyer in the eyes of sellers.
The Mortgage Process with Us
We make the loan process transparent and straightforward.
Understanding Your Needs
We start by discussing your financial situation, income, and credit history to determine your loan eligibility.
Comparing Lenders
We present you with loan options from multiple banks and NBFCs, clearly explaining the interest rates, processing fees, and terms for each.
Documentation Support
We provide a clear checklist of all the required documents and assist you in preparing and organizing your file correctly to avoid delays.
Application & Follow-up
We manage the submission of your loan application and actively follow up with the bank to ensure a smooth and speedy approval process.
Sanction & Disbursement
We help you understand the loan sanction letter and guide you through the final legal and technical verification steps until the loan amount is disbursed.
Why Get Your Mortgage With Our Help?
Access to Better Deals
We have knowledge of various bank offers and can often find you better interest rates than if you approached a bank directly.
Save Time & Effort
We do the research and paperwork for you, so you can focus on finding your dream home.
Expert Negotiation
We use our expertise to negotiate terms on your behalf.
Unbiased Advice
Our advice is independent and focused on your best interests.
